Car Loans
Ready to step into that dream car? At KIJ Rung Ruang Financial we can help get you on the road quickly with a Car Loan

Rated 5 from 2 Reviews
Ready to step into that dream car? At KIJ Rung Ruang Financial we can help get you on the road quickly with a Car Loan
Rated 5 from 2 Reviews
At KIJ Rung Ruang Financial, we understand that purchasing a vehicle is a significant decision, whether it’s your first car, a family car, or even a luxury car. With our expertise, clients can access Car Loan options from banks and lenders across Australia to suit every need and preference. Our focus is on helping you take the hassle out of buying a vehicle by offering a streamlined application process that simplifies the journey from start to finish. We aim to make the experience as smooth and efficient as possible for English and Thai speaking clients nationwide.
When considering your next vehicle purchase, it’s crucial to explore all available options, from an electric car to a hybrid car or a convertible to an SUV. Our team is here to assist with calculating car finance and determining the best interest rate for your situation. We understand that each client has unique requirements, so whether you're interested in a new Car Loan or a used Car Loan, we help you maximise your borrowing capacity with minimal paperwork involved. By examining bank statements and other financial details, we ensure you receive the most suitable loan amount for your needs.
Our service also extends to those considering green Car Loans or those looking for a secured Car Loan. These options provide flexibility and can be tailored to fit various lifestyles, from driving a super car to needing a practical van or ute for work purposes. We collaborate with car dealers across Australia to offer competitive car finance rates and make sure that the Car Loan application process is as straightforward as possible. This includes assistance with understanding Car Loan repayments and what they mean for your financial future.
We pride ourselves on our ability to help clients take the stress out of dealing with a dealership. Whether you are interested in purchasing a wagon, sedan, people mover, or any other type of vehicle, we facilitate the process by working closely with both clients and dealers. This collaboration ensures that you have access to the best Car Loan options available, providing peace of mind when making such an important purchase.
At KIJ Rung Ruang Financial, our goal is to provide you with excellent service when applying for a car loan. We aim to support you through each step of the journey, from understanding various loan products to completing the Car Loan application process. Our comprehensive approach means that you are never alone in this process, and our team is always ready to assist with any queries or concerns.
Choosing the right Car Loan is an important step in purchasing your ideal vehicle. By offering access to Car Loan options from banks and lenders across Australia, we make sure you have all the information needed to make an informed decision. If you're ready to explore your options, contact KIJ Rung Ruang Financial today and let us help you secure the perfect loan for your next car purchase.
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Chee Wong
I’ve known Tony Phewmau for some time and have had the opportunity to see how he approaches his work. Tony brings a genuine commitment to helping people. He’s thoughtful in how he explains and is supportive throughout what can often be a stressful process. His professionalism, integrity, and attention to detail make him someone I believe clients can trust. I’m confident Tony will continue to grow and succeed as a mortgage broker
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Ting Wu
I've known Tony for some time, and his professionalism, integrity, and genuine commitment to helping others succeed make him an outstanding mortgage broker. Even in the early stages of his business, Tony demonstrates a strong understanding of the mortgage process and always puts the needs of his clients first. I have no doubt he’ll build a trusted reputation in the industry. Highly recommended!
Once your loan is approved, I continue to support you through settlement and beyond. I will help coordinate with your conveyancer or solicitor, ensure all documents are completed properly and keep you informed along the way. I also offer ongoing reviews to make sure your loan remains competitive in the future.
Yes. There are several lenders that offer options for low deposit borrowers, including those with access to government schemes and guarantor loans. I will work with you to understand your situation and explore every available option to help you move forward.
Yes. Getting pre approval is a smart first step before you start house hunting. It gives you a clear idea of your borrowing capacity and shows sellers that you are a serious buyer. I will assess your financial position and help you get pre approved so you can enter the market with confidence.
Definitely. While home loans are a large part of what I do, I can also help with investment loans, refinancing, car loans, personal loans and even construction loans. If you are looking to borrow for any purpose, I can assist in finding the right product for your situation.
It depends on the lender and your financial situation, but many first home buyers can get started with as little as 5 percent deposit. I can help you understand the pros and cons of different deposit sizes, whether lenders mortgage insurance applies, and what your options are with your current savings.
I assess your financial situation, goals, and preferences, then compare hundreds of loan products from a panel of trusted lenders. I consider factors like interest rates, loan features, fees and approval criteria to recommend the option that offers the best overall value for your needs.