Commercial Loans
Purchase a property, equipment or business with a Commercial Loan organised by a Mortgage Broker at KIJ Rung Ruang Financial
Rated 5 from 2 Reviews
Purchase a property, equipment or business with a Commercial Loan organised by a Mortgage Broker at KIJ Rung Ruang Financial
Rated 5 from 2 Reviews
At KIJ Rung Ruang Financial, we understand that securing the right commercial loans is essential for the growth and success of your business. Whether you are looking to buy commercial property, expand your business, or purchase new equipment, accessing the right commercial finance options can make all the difference. Our expertise in commercial loans allows us to provide you with tailored solutions that meet your unique needs. We offer access to a wide range of commercial loan options from banks and lenders across Australia, helping you find the best fit for your financial goals.
When considering commercial loans, it's crucial to understand the various factors involved. One important aspect is the interest rate, which can significantly impact your repayments over time. At KIJ Rung Ruang Financial, we help you compare variable and fixed interest rate options to determine which is most suitable for your situation. Variable interest rates can offer flexibility, while fixed interest rates provide stability, allowing you to plan your finances with certainty.
Another key consideration is the loan amount and how it aligns with your business needs. Whether you are buying commercial property, upgrading existing equipment, or buying an industrial property, knowing the right loan amount is vital. We assist you in evaluating your financial requirements and future plans to ensure that you are applying for a commercial loan that supports your objectives without overextending your resources.
Understanding the structure of a commercial loan is equally important. Secured commercial loans often require collateral, such as property or equipment, providing lower interest rates. Alternatively, unsecured commercial loans do not require collateral but may have higher interest rates. We guide you through these options, considering flexible loan terms and flexible repayment options that suit your financial circumstances. Additionally, features like redraw facilities, progressive drawdown, and a revolving line of credit can offer further flexibility in managing your loan and cash flow.
For businesses aiming to expand or purchase equipment, flexible loan terms are invaluable. Our streamlined application process ensures that you can quickly access the funds you need with minimal hassle. We specialise in both secured and unsecured loan options, allowing you to choose based on your risk tolerance and financial strategy. Whether you're interested in buying commercial land or upgrading existing equipment, our team is here to provide support at every step of the process.
At KIJ Rung Ruang Financial, our goal is to make accessing commercial finance straightforward and beneficial for your business. By offering a range of commercial loans tailored to different needs, we help clients across Australia achieve their business ambitions. We invite you to explore how our services can assist in buying commercial property or expanding your operations.
For businesses seeking reliable financial solutions, our expertise in commercial loans ensures that you can confidently pursue your goals. Reach out to KIJ Rung Ruang Financial today to discover how our tailored services can support your business's growth and success.
CW
Chee Wong
I’ve known Tony Phewmau for some time and have had the opportunity to see how he approaches his work. Tony brings a genuine commitment to helping people. He’s thoughtful in how he explains and is supportive throughout what can often be a stressful process. His professionalism, integrity, and attention to detail make him someone I believe clients can trust. I’m confident Tony will continue to grow and succeed as a mortgage broker
TW
Ting Wu
I've known Tony for some time, and his professionalism, integrity, and genuine commitment to helping others succeed make him an outstanding mortgage broker. Even in the early stages of his business, Tony demonstrates a strong understanding of the mortgage process and always puts the needs of his clients first. I have no doubt he’ll build a trusted reputation in the industry. Highly recommended!
Once your loan is approved, I continue to support you through settlement and beyond. I will help coordinate with your conveyancer or solicitor, ensure all documents are completed properly and keep you informed along the way. I also offer ongoing reviews to make sure your loan remains competitive in the future.
Yes. There are several lenders that offer options for low deposit borrowers, including those with access to government schemes and guarantor loans. I will work with you to understand your situation and explore every available option to help you move forward.
Yes. Getting pre approval is a smart first step before you start house hunting. It gives you a clear idea of your borrowing capacity and shows sellers that you are a serious buyer. I will assess your financial position and help you get pre approved so you can enter the market with confidence.
Definitely. While home loans are a large part of what I do, I can also help with investment loans, refinancing, car loans, personal loans and even construction loans. If you are looking to borrow for any purpose, I can assist in finding the right product for your situation.
It depends on the lender and your financial situation, but many first home buyers can get started with as little as 5 percent deposit. I can help you understand the pros and cons of different deposit sizes, whether lenders mortgage insurance applies, and what your options are with your current savings.
I assess your financial situation, goals, and preferences, then compare hundreds of loan products from a panel of trusted lenders. I consider factors like interest rates, loan features, fees and approval criteria to recommend the option that offers the best overall value for your needs.
KIJ RUNG RUANG PTY LTD. ABN: 57 684 494 237. Credit Representative #10020 is authorised under Australian Credit License #389087.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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