Equipment Finance
Purchase a new vehicle, plant or machinery with Equipment Finance organised by a Mortgage Broker at KIJ Rung Ruang Financial

Rated 5 from 2 Reviews
Purchase a new vehicle, plant or machinery with Equipment Finance organised by a Mortgage Broker at KIJ Rung Ruang Financial
Rated 5 from 2 Reviews
At KIJ Rung Ruang Financial, we understand that acquiring the right equipment can significantly boost a business's productivity and efficiency. Whether you are buying new equipment or upgrading existing assets, equipment finance can be the key to managing your business needs without straining cashflow. Businesses across Australia can access equipment finance options from banks and lenders, allowing them to invest in essential tools like office equipment, work vehicles, specialised machinery, and more. Our expert team is here to guide you through applying for equipment finance, ensuring a seamless experience.
Equipment finance offers a variety of loan options tailored to meet diverse business needs. From chattel mortgages to hire purchases, we provide solutions that accommodate different financial strategies. A chattel mortgage allows you to own the equipment from day one while using it as collateral, making it a popular choice for many businesses. On the other hand, hire purchase agreements let you use the equipment over the life of the lease with fixed monthly repayments, enabling you to manage cashflow effectively.
When considering equipment finance, understanding the terms such as interest rate and loan amount is crucial. With KIJ Rung Ruang Financial, you can access equipment finance options from banks and lenders across Australia, ensuring competitive rates and flexible terms. Whether you're looking to finance a truck, trailer, excavators, tractor, graders, cranes, or dozers, our tailored finance options help you make informed decisions that align with your business goals.
Our streamlined application process simplifies buying new equipment or upgrading existing machinery. We work closely with you to assess your needs and provide customised solutions for office equipment, work vehicles, or factory machinery. By handling the complexities of commercial equipment finance, we make applying for equipment finance straightforward and stress-free.
A vital component of our service is our commitment to providing clear and practical advice. We understand that each business has unique requirements, which is why we take the time to understand your specific circumstances. Whether you're seeking to enhance your fleet with new vehicles or require specialised machinery for your operations, we ensure that you have access to the best equipment finance options available.
Our comprehensive approach covers every aspect of commercial equipment finance. From determining the most suitable loan options to guiding you through the application process, our goal is to support your business's growth and success. By choosing KIJ Rung Ruang Financial, you're partnering with a team dedicated to delivering exceptional service and results.
In summary, accessing the right equipment finance can transform your business operations by facilitating the purchase or upgrade of essential assets. With a range of finance options available from banks and lenders across Australia, KIJ Rung Ruang Financial is here to support you every step of the way. Let us help you find the best solution for your business needs. Contact us today to explore how our expertise in equipment finance can benefit your company.
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Chee Wong
I’ve known Tony Phewmau for some time and have had the opportunity to see how he approaches his work. Tony brings a genuine commitment to helping people. He’s thoughtful in how he explains and is supportive throughout what can often be a stressful process. His professionalism, integrity, and attention to detail make him someone I believe clients can trust. I’m confident Tony will continue to grow and succeed as a mortgage broker
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Ting Wu
I've known Tony for some time, and his professionalism, integrity, and genuine commitment to helping others succeed make him an outstanding mortgage broker. Even in the early stages of his business, Tony demonstrates a strong understanding of the mortgage process and always puts the needs of his clients first. I have no doubt he’ll build a trusted reputation in the industry. Highly recommended!
Once your loan is approved, I continue to support you through settlement and beyond. I will help coordinate with your conveyancer or solicitor, ensure all documents are completed properly and keep you informed along the way. I also offer ongoing reviews to make sure your loan remains competitive in the future.
Yes. There are several lenders that offer options for low deposit borrowers, including those with access to government schemes and guarantor loans. I will work with you to understand your situation and explore every available option to help you move forward.
Yes. Getting pre approval is a smart first step before you start house hunting. It gives you a clear idea of your borrowing capacity and shows sellers that you are a serious buyer. I will assess your financial position and help you get pre approved so you can enter the market with confidence.
Definitely. While home loans are a large part of what I do, I can also help with investment loans, refinancing, car loans, personal loans and even construction loans. If you are looking to borrow for any purpose, I can assist in finding the right product for your situation.
It depends on the lender and your financial situation, but many first home buyers can get started with as little as 5 percent deposit. I can help you understand the pros and cons of different deposit sizes, whether lenders mortgage insurance applies, and what your options are with your current savings.
I assess your financial situation, goals, and preferences, then compare hundreds of loan products from a panel of trusted lenders. I consider factors like interest rates, loan features, fees and approval criteria to recommend the option that offers the best overall value for your needs.